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The Ability-to-Repay Rule and you
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Regulatory Updates
Tuesday, December 9, 2014
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While the title and settlement services industries have spent the year gearing up for one game-changing rule, the Integrated Mortgage Disclosure rule, the lending industry has been addressing the impact of a slew of big rules, including the Ability-to-Repay rule that went into effect on Jan. 1. This rule may be directed at the lending industry, and it’s the lending industry that will be on the hook for any violations of the rule, but there are some aspects of the rule that have, or will, impact the title and settlement community.
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